Relay now makes it easier for business owners to access capital—through our trusted lending partners.
While Relay does not offer loans or lines of credit directly, we’ve partnered with reputable small business lenders like SoFi, OnDeck, and Revenued1 to help you explore and apply for financing options that meet your business needs.
Meet our lending partners
Here’s how our lending partners support your financing journey:
- SoFi offers a lending marketplace where you can compare loan offers from a variety of financial institutions.
- OnDeck is a direct lender providing fast-term loans and lines of credit for small businesses.
- Revenued offers revenue-based financing—ideal for businesses that may not have strong credit but have solid revenue streams.
Who is eligible?
Loan offers depend on the information you provide, including your business’s revenue, time in operation, and banking activity. Each lender has its own eligibility criteria.
SoFi Minimum Requirements:
- $50k Annual Revenue
- 1 year in business
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3 months on Relay
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For more information, please visit: SoFi x Relay
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OnDeck Minimum Requirements:
- $100k Annual Revenue
- 1 year in business
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3 months on Relay
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For more information, please see: OnDeck x Relay
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Revenued Minimum Requirements:
- $250k Annual Revenue
- 1 year in business
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3 months on Relay
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For more information, please visit: Revenued x Relay
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As a reminder, Relay offers Visa debit cards that can be used anywhere credit cards are accepted. These cards will only pull available funds from their account, and will not issue a credit.
For more information on Relay debit cards, please see Creating a Relay debit card.
What about credit cards?
The Relay Visa® Credit Card is now available. To learn more, please see An Overview of the Relay Visa® Credit Card and Checking your eligibility for the Relay Visa® Credit Card.
1 Relay is not affiliated with SoFi, OnDeck, or Revenued, and Relay’s privacy and security policies may differ from SoFi’s, OnDeck's, and Revenued’s privacy and security policies. Relay will be paid a fee from SoFi, OnDeck, and Revenued if you obtain a product through either of these links. All rates, terms, and conditions vary by provider. Approval for a loan is not guaranteed.