Important Eligibility Notice
The Relay Visa® Credit Card is available only to businesses that meet our eligibility requirements. Eligibility is confirmed during the in-app application review.
For requirements and step-by-step instructions, see How to Apply for the Relay Visa® Credit Card.
When will Relay check my business credit score?
Relay reports Relay Visa® Credit Card payment activity to the three major commercial credit bureaus: Equifax, Experian, and Dun & Bradstreet.
What this means
On-time payments can help your business build credit history over time. Late payments may negatively impact your business credit profile.
What we report
We report credit card payment behavior (for example, whether your balance was paid on time).
Does this affect personal credit?
No—Relay does not report Relay Visa® Credit Card activity to personal consumer credit bureaus.
Note: Applying for the card still does not require a personal or business credit score check.
Can I access my business credit score directly from my Relay dashboard?
Customers can access their Business Credit Report Dashboard directly from their Relay account by following these steps:
- Sign in to your Relay account.
- Go to the Accounts tab.
- Select your Credit Account from the list of active accounts.
- Click View Your Credit Score, located at the top of the page near your next auto-payment date.
You’ll be redirected to your Business Credit Report Dashboard, hosted by our credit reporting partner, Hansa.
Note: This feature is only available to beneficial owners on the account.