The Scale plan is built for well-established businesses managing $1M+ in annual revenue. With a focus on automation, insights, and time-saving tools, Scale transforms your Relay account into a financial command center—designed to help you maximize profit and make smarter decisions, faster.
For $90/month (limited-time pricing), you’ll get access to our most advanced features, best rates, and exclusive partner perks.
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Monthly Plan Details
- Price: $90/month (regularly $120/month)
- Savings APY: 3.00%
- Relay Visa® Credit Card Cash Back: 1.50%
- Checking Accounts: 50
- Savings Accounts: 2
- Priority Support: Skip the line with priority access. Support is available Monday–Friday, 9:00am–8:00pm ET.
Feature |
Included |
|---|---|
| Standard ACH (1–2 day delivery) | Free |
| Same-Day ACH | First 10 free per month, $1 after |
| Domestic Wires | $5 |
| Intl Wires (Local Network) | $1.50 |
| Intl Wires (SWIFT Network) | $20 |
| Currency Exchange | As low as 1.00% |
| Mailed Checks & Checkbooks | Free |
| ATM Withdrawals | Free |
| Bill Pay Features | |
| Unlimited Standard Payments | ✅ |
| Unlimited Bill Payments | ✅ |
| Bills Inbox | ✅ |
| Accounting Integration (QuickBooks, Xero) | ✅ |
| Approval Rules | ✅ |
| Partial Payments | ✅ |
| Batch Vendor Payments | ✅ |
| Bill Categorization (Manual & Automated) | ✅ |
| Batch Payments | Coming Soon |
| Bill Insights Dashboard | Coming Soon |
| Expenses | |
| Daily/Monthly Spend Limits | ✅ |
| Spend & Receipt Policies | ✅ |
| Accounting Integration | ✅ |
| Automated Categorization | ✅ |
| Out-of-Policy Notifications | Coming Soon |
| Spend Insights Dashboard | Coming Soon |
| Invoicing | |
| Standard Payment Requests | ✅ |
| Standard Invoicing | ✅ |
| Branded Requests | ✅ |
| Recurring Invoices | ✅ |
| Partial Payments (Invoicing) | Coming Soon |
| Surcharging Clients | ✅ |
| Payment Processing Fees | |
| Credit Card Payments | 2.9% + $0.30 |
| Pay-by-Bank (ACH Pull) |
0.50% (Capped at a maximum fee of $10.) |
| Incoming Wire Transfers | $5 per incoming wire via Payment Requests |
| Accounting Integrations | |
| QuickBooks Online | Bank Feeds, Bills, Expenses |
| Xero | |
| Gusto | ✅ |
| Plaid | ✅ |
Partner Discounts
As a Scale customer, you unlock exclusive access to business perks designed to save you money and boost growth:
- 6 months free Xero subscription (offer for new Xero customers only).
- Up to $1,000 cash back on travel bookings with Engine
How to upgrade to Scale
- Sign in to your Relay account on your desktop.
- Navigate to the Settings tab.
- Click Plans and Billing
- Under the Scale panel, click on Subscribe to Scale
- Scroll down, then select the Relay checking account you want to use as your payment account for your monthly subscription. This account must have a minimum balance of $90 to be selected.
- Click Checkout.
Frequently Asked Questions
What are the differences between the Grow plan and Scale plan?
For more information on the differences between our subscription plans, feel free to view Overview of Relay Subscription Plans
Can I switch back to a free account if I cancel?
Yes, canceling your subscription will revert your account to our Starter plan at the end of your billing cycle.
What happens if my payment fails?
If your payment fails, we will notify you and provide you a grace period of 48 hours before reverting your account back to the Starter Plan. You will also lose all the benefits of the Grow plan.
Will my benefits change if I stay on my current plan?
Yes! You can upgrade or cancel your plan at any time through your account settings. To do so, go to Settings and click on Plans and Billing.