If you have multiple businesses, each with its own Relay account, you can easily send money from one business to another via ACH1. Instructions on how to do this can be found below.
Adding the receiving business as a payee
When sending a payment from one Relay business account to another, you'll first need to add the receiving business as a payee on the sender business's Relay account, using the receiving business's account and routing numbers.
For a quick refresher on how to add a payee on Relay, please see Adding and archiving a payee.
Sending yourself an ACH payment
Once you've added the receiving account as a payee in the sending account, all you'll need to do is head to the Payments tab and send yourself an ACH payment!
For full instructions on how to send an ACH payment, please see Sending an ACH.
Limits, processing time, and fees
All accounts have limits on how much you can send by ACH per day and month. For more information on how to view your account limits, please see Viewing your account limits.
ACH transfers between two Relay business accounts settle instantly.
There are no fees associated with sending ACH payments on Relay.
How can I transfer funds between two checking/savings accounts under the same business?
For instructions on how to transfer funds between checking/savings accounts under the same business account, please see Internal transfers.
I have multiple businesses but only one is registered with Relay. How can I add my other businesses to Relay?
If you own multiple businesses, you can create a Relay account for each business and make them all accessible under one login. To get started, please see Opening an account for another business using an existing login.
1 You can only send ACH payments from a Relay checking account. If you would like to move funds out of your savings account, you must first create an internal transfer in Relay between your savings and checking account.