Before you apply for the Relay Visa® Credit Card, you’ll be asked to check your eligibility. There are no personal or business credit checks required to check your eligibility.
Important: The Relay Visa® Credit Card is available only to customers who successfully meet our eligibility check and fulfill the required criteria. For more information on eligibility, please see An Overview of the Relay Visa® Credit Card.
To be eligible for the Relay Visa® Credit Card your business must meet the following criteria:
- U.S.-incorporated and -operated
- LLC, General Partnership or Corporation (not a Sole Proprietorship)
- Established for at least 1 year before the time of credit card application
- Earn at least $240,000 in annual revenue ($20,000/monthly on average)
Checking your eligibility
To check your eligibility, log in to Relay on your computer or on the mobile app.
- Click Check eligibility in either the banner or the main menu
- Select the month and year your business was established as an LLC, corporation or general partnership
- Review your business details, including business address, monthly revenue, and DBA name. Update your information if needed
- Connect your external business bank accounts. If an account has already been connected to Relay you will see it listed. Click Connect business bank account to connect a new account
- Review the details of your eligibility check and click Check eligibility
- You will receive confirmation, by email and in-app message when a decision has been made
Eligible businesses will be prompted to complete their application. Details provided in the eligibility check will automatically populate in your application. For more information please see: Applying for a Relay Visa® Credit Card
How quickly will I know if my business is eligible to apply for the Relay Visa® Credit Card?
You will know if your business is eligible to apply for the Relay Visa® Credit Card typically within a few short minutes.
Does checking my eligibility require a personal or business credit check?
No, checking your eligibility, or applying for the Relay Visa® Credit Card does not require a personal or business credit check, and will not impact your credit score.
Can I submit my eligibility check again if it has been denied?
It is generally recommended that you wait at least 3 months or until there has been a material change in your business's revenue or transaction history before submitting another eligibility check.
What should I do if I make a mistake on my eligibility check?
If you have made a mistake, please contact our Customer Experience team and provide the correct information.